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Karat Financial

Active#24 worldwide · Creator tools

Estimated valuation · Creator tools · United States

Business banking and charge cards designed for creators, with credit limits based on audience and earnings, plus bookkeeping and tax tools.

HQUnited States
Last roundSeries B · Jul 2023

Estimated valuation

AI · Creator tools ranking (worldwide)
≈ USD 210MUSD 100–410M · Hundreds of M$
Anchor
Last known equity round: Series B · USD 40M · Jul 2023

An indicative editorial estimate produced by AI, imperfect by nature: neither a financial valuation nor investment advice. Only the market sets a company’s value. Method

Uback rankings

How the AI ranks →
RankingTierRankEditionNext update
Creator tools · worldwideTop 43#24Edition 0 · Oct 202623 Apr 2027
Rank historyOct 2026 · #24 Creator toolsFirst edition: no movements yet.

Funding history

DateRoundAmountTypeInvestors
Jul 2023Series BUSD 40MEquitySignalFire, Union Square Ventures, CRV, GGV Capital, Commerce Ventures

Round of USD 70M including USD 30M of debt, not counted.

Rounds as cited by Uback’s rankings. Equity, debt and grants are shown separately; only equity rounds count towards the valuation anchor.

Independent analyses

By industry professionals & analysts

Industry professionals and financial analysts can publish their own analysis of Karat Financial as a PDF. It must answer at least one of these four questions, and stick to them:

AI valuation: $210MUndervalued or overvalued?
Versus competitorsHow does it compare?
Who should acquire itStrategic buyers, and why
Who should it acquireAcquisition targets, and why
Publish an analysisName, role and LinkedIn shown · public sources only

Analyses are the opinion of their authors, not of Uback. They are checked before publication.

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Last updated: Oct 2026Report an error

Uback is a content publisher and an aggregator of non-binding expressions of interest. It provides no investment advice, receives no mandate and takes part in no transaction. Rankings, ranges and brackets are editorial estimates produced by AI, purely indicative.