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Fintech
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Global sector rankings · Fintech

The world’s most valuable fintech startups, segment by segment

Each segment ranks non-listed startups worldwide against their direct competitors, by AI-estimated valuation. The market sets the value; our AI estimates it.

Edition 0 (beta) · 12 of 22 segments published Twice a yearNext edition: January 1, 2027· Published method· Order never changed by a human

One company, one segment. Each company is ranked in the segment of its main activity only, against its direct competitors. There is no ranking across segments. Method

Fintech at a glance
12segments published
132companies ranked
34countries in the rankings
87unicorns and decacorns
Counts cover published segments only. Each company appears in one segment. Intention counters will be shown above a threshold of amount and number of Backers.

Fintech segments

12 of 22 published · the others open edition by edition.

Lending 1 of 3 published

10 ranked

SME lending

#1: OakNorth · Unicorn

Coming soon

Consumer credit

Coming soon

Invoice financing

Insurance 0 of 2 published

Coming soon

Neo-insurers

Coming soon

Embedded insurance

Investing & savings 0 of 3 published

Coming soon

Online brokerage

Coming soon

Robo-advisors

Coming soon

Crowdfunding

Finance operations 0 of 3 published

Coming soon

SME accounting

Coming soon

Spend management

Coming soon

Cash management & forecasting

Decacorns and unicorns in the fintech rankings

Grouped by valuation range, in alphabetical order. Each company is ranked only within its own segment.

Decacorns · estimated at $10B or more 12

Unicorns · estimated between $1B and $10B 75

Airtel Money · Mobile walletsAkulaku · Buy now, pay laterAlchemy · Blockchain infrastructureAllica Bank · SME lendingAnchorage Digital · Institutional custodyAptos Labs · Blockchain infrastructureAtome Financial · Buy now, pay laterbarq · Mobile walletsBitget · Crypto exchangesBitpanda · Crypto exchangesBitso · Crypto exchangesbKash · Mobile walletsBlockchain.com · Crypto exchangesBlockstream · Blockchain infrastructurebunq · Consumer neobanksC6 Bank · Consumer neobanksChainalysis · Blockchain infrastructureCheckout.com · Online payments & acquiringCoinDCX · Crypto exchangesConsensys · Blockchain infrastructureCurrent · Consumer neobanksD360 Bank · Consumer neobanksDigital Asset · Blockchain infrastructureDunamu (Upbit) · Crypto exchangesEBANX · Online payments & acquiringFireblocks · Institutional custodyFlutterwave · Online payments & acquiringFélix · Cross-border remittancesiwoca · SME lendingJuspay · Online payments & acquiringKapital · SME lendingKredivo · Buy now, pay laterKuCoin · Crypto exchangesLayerZero Labs · Blockchain infrastructureLedger · Cold walletsMaya · Consumer neobanksMercury · Business accountsMollie · Online payments & acquiringMoMo (M_Service) · Mobile walletsMoniepoint · Business accountsMonzo · Consumer neobanksMysten Labs · Blockchain infrastructureN26 · Consumer neobanksNium · Cross-border remittancesOakNorth · SME lendingOffchain Labs · Blockchain infrastructureOnePay · Consumer neobanksOPay · Mobile walletsPaddle · Online payments & acquiringPalmPay · Mobile walletsPaxos · StablecoinsPhonePe · Mobile walletsPlata · Consumer neobanksQonto · Business accountsRain · StablecoinsRapyd · Online payments & acquiringRazorpay · Online payments & acquiringStarkWare · Blockchain infrastructureStarling Bank · Consumer neobanksStori · Consumer neobanksSunbit · Buy now, pay laterTabby · Buy now, pay laterTamara · Buy now, pay laterTempo · Blockchain infrastructureThunes · Cross-border remittancesTide · Business accountsTRM Labs · Blockchain infrastructureTyme Group · Consumer neobanksUalá · Consumer neobanksUniswap Labs · Blockchain infrastructureWave · Mobile walletsWeLab · Consumer neobanksXendit · Online payments & acquiringZepz (WorldRemit, Sendwave) · Cross-border remittancesZopa · Consumer neobanks

How valuations are estimated →