Global segment ranking · Fintech › Payments

The world’s most valuable cross-border remittance companies

Companies moving money across borders for individuals, and the payout networks that deliver those transfers worldwide. Ranked worldwide by AI-estimated valuation. The market sets the value; our AI estimates it.

Edition 0 (beta) · Published September 29, 2026 Twice a yearNext edition: January 1, 2027· Claude · multi-AI consensus in a future edition· Published method· Order never changed by a human

Key metrics for this segment: revenue, volume, customers. Figures as published by each company or the press, dated, not recalculated. The AIs weigh them alongside funding history and comparables.

Not in this segment. Online payments and acquiring, business accounts, mobile wallets, stablecoin issuers and crypto exchanges each have their own segment. A company appears in one segment only. Method

The segment at a glance

10companies ranked

4companies on the radar

5countries in the ranking

6listed benchmarks

Sources: TechCrunch, Crunchbase News, CoinDesk, FinTech Futures, TechCabal, Disrupt Africa, EU-Startups, Tech Funding News, The Paypers, Fintech News Singapore, PR Newswire, IFC, company announcements. Intention counters will be shown above a threshold of amount and number of Backers.

Rankings by region

Filter the ranking and the Radar. Ranks stay worldwide.

Global ranking · Cross-border remittances

Top 10 Radar Challengers

First edition: no movements yet.

World · 10 ranked companies

#	Company	Last round · Key metrics	Estimated valuation (AI, order of magnitude)	Confidence	Invest
1	Zepz (WorldRemit, Sendwave)United Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Series F · USD 267M · Oct 2024Revenue: n/d · 8M transactions per month · 9M+ users · 2025	Last known equity round: Series F · USD 267M · Oct 2024 (Accel (lead), Leapfrog, TCV, IFC) No confirmed published valuation Confidence index: MediumMethod	Partial sources	Declare an intent
2	FélixUnited States · North AmericaSources: 1 · 2Is this your company? Report an error	Series C · USD 87M · Sep 2026Revenue: n/d · $8B+ processed to date · Customers: n/d · to Sep 2026	Last known equity round: Series C · USD 87M · Sep 2026 (a16z (equity), General Catalyst (USD 113M credit facility)); USD 200M round in total, incl. USD 113M debt Published valuation: USD 1.4bn (Sep 2026) Confidence index: MediumMethod	Partial sources	Declare an intent
3	ThunesSingapore · Asia-PacificSources: 1Is this your company? Report an error	Series D · USD 150M · Apr 2025Revenue $150M run-rate · Volume: n/d · Customers: n/d · Apr 2025	Last known equity round: Series D · USD 150M · Apr 2025 (Apis Partners, Vitruvian Partners) No confirmed published valuation Confidence index: MediumMethod	Partial sources	Declare an intent
4	NiumSingapore · Asia-PacificSources: 1 · 2Is this your company? Report an error	Series E · USD 50M · Jun 2024Revenue S$167.2M · Volume: n/d · Customers: n/d · FY2024	Last known equity round: Series E · USD 50M · Jun 2024 (Brunei Investment Agency (lead), BOND, NewView, Tribe) Published valuation: USD 1.4bn (Jun 2024) Confidence index: MediumMethod	Partial sources	Declare an intent
5	TerraPayNetherlands · EuropeSources: 1 · 2Is this your company? Report an error	Series B · undisclosed share of USD 100M+ equity and debt · Apr 2023Key metrics not disclosed	Last known equity round: Series B · undisclosed share of USD 100M+ equity and debt · Apr 2023 (IFC (lead), Prime Ventures, Partech Africa, DFC) No confirmed published valuation Confidence index: LowMethod	Weak sources	Declare an intent
6	AsporaUnited Kingdom · EuropeSources: 1Is this your company? Report an error	Series B · USD 50M · Jun 2025Revenue: n/d · $4B (to Nov 2025) · 800,000 (Nov 2025)	Last known equity round: Series B · USD 50M · Jun 2025 (Sequoia (lead), Greylock, Hummingbird, Quantum Light, Y Combinator) Published valuation: USD 500M (Jun 2025) Confidence index: HighMethod	Solid sources	Declare an intent
7	OpenFXUnited States · North AmericaSources: 1Is this your company? Report an error	Equity round · USD 94M · Mar 2026Revenue: n/d · $45B+ annualized · Customers: n/d · Mar 2026	Last known equity round: Equity round · USD 94M · Mar 2026 (Accel, Lightspeed Faction, M13, Northzone, Pantera) Published valuation: USD 500M (Mar 2026) Confidence index: HighMethod	Solid sources	Declare an intent
8	PaysendUnited Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Equity round · USD 65M · Dec 2023Revenue $100M+ · Volume: n/d · 12M+ · 2026	Last known equity round: Equity round · USD 65M · Dec 2023 (Mastercard, TelevisaUnivision, Infravia, One Peak); Apr 2026: USD 25M follow-on from Claret Capital No confirmed published valuation Confidence index: LowMethod	Weak sources	Declare an intent
9	LemFiUnited Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Series B · USD 53M · Jan 2025Revenue: n/d · $1B+ per month (2025) · 2M+ (2026)	Last known equity round: Series B · USD 53M · Jan 2025 (Highland Europe (lead), Left Lane, Palm Drive, Endeavor Catalyst, YC) No confirmed published valuation Confidence index: MediumMethod	Partial sources	Declare an intent
10	Chipper CashNigeria · Sub-Saharan AfricaSources: 1 · 2Is this your company? Report an error	Series C extension · USD 150M · Nov 2021Key metrics not disclosed	Last known equity round: Series C extension · USD 150M · Nov 2021 (FTX (lead), SVB Capital, Ribbit, Bezos Expeditions) Published valuation: USD 2.2bn (Nov 2021) Confidence index: LowMethod	Weak sources	Declare an intent

Ranking in descending order of AI-estimated valuation, based on public information, following a published method, with no human intervention on the order. Valuation ranges are indicative editorial estimates: neither a financial valuation, nor an offer, nor investment advice. Only the market sets a company’s value, through a funding round or a sale. Edition 0: produced by Claude (Anthropic); a consensus of several AI models will apply in a future edition. Eligibility: at least $1M raised including one equity round, non-listed company, main activity in this segment (cross-border money transfers and payout networks). Country shown is the country of main operations. Request a correction

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How to read this ranking

Rank

Companies are ranked by AI-estimated valuation, highest first. The market sets the value; our AI estimates it.

Range

An order of magnitude, never a figure.

Hundreds of k$
Millions $
Tens of M$
Hundreds of M$
Unicorn
Decacorn

Confidence

High: recent published valuation or round (under 24 months).
Medium: older data.
Low: single or unconfirmed source.

Full method →

Invest in cross-border remittances, together

Uback aggregates investment intentions from business angels, family offices, corporates and sector specialists worldwide. Every ranked company already has professional investors on its cap table, who have negotiated a shareholders’ agreement: you don’t start from a blank page.

Strength in numbers

Alone, a small ticket opens no doors. Together, Backers carry weight.

Declare an intention

On a company or a sector, with a ticket range. Paid, to show you are serious; transferable as long as it has not been converted.

Critical mass is reached

When the number of Backers and the total of their intentions cross a threshold, the licensed partner contacts the company and presents this demand.

The licensed partner structures

If the company’s expectations and the Backers’ converge, the partner builds a transaction and presents it directly to the Backers concerned.

Closing

Capital raise or sale of existing shares: small tickets are pooled in a common vehicle set up by the licensed partner. Each Backer decides whether to take part.

Uback does not advise, does not negotiate, collects nothing. Each transaction is run by the licensed partner of the company’s country, under the law that governs its shares.

Get notified when intentions open What happens after my declaration? Intention declarations open once the licensed partner signs · price per ticket band · valid 12 months · transferable credit

Challengers

A registered company raising funds that is not in the ranking will be able, for a fee, to appear in a separate list labelled “Challengers”, for a set period, with a memo available to verified Backers. The listing has no effect on the ranking. Not open yet.

Sponsored space · no Challenger listed yet

Radar · known eligible companies, not ranked

Sorted by date of last round, with no judgement and no AI call.

NALA · United Kingdom · EuropeJul 2024 · USD 40M
TransferGo · United Kingdom · Europe2024 · USD 10M (reported)
Afriex · United States · North AmericaApr 2022 · USD 10M
Taptap Send · United States · North AmericaDec 2021 · USD 65M

Listed benchmarks

Not ranked: no intention is possible on a listed company.

Wise · United KingdomLSE · WISE
Remitly · United StatesNasdaq · RELY
Western Union · United StatesNYSE · WU
Euronet Worldwide (Ria) · United StatesNasdaq · EEFT
dLocal · UruguayNasdaq · DLO
Payoneer · United StatesNasdaq · PAYO

Sources and method for this segment

Calendar. Global segment rankings are published twice a year. Next edition: January 1, 2027.

Eligibility. At least $1M raised including one equity round, non-listed company, main activity in this segment (cross-border money transfers and payout networks). A company appears in one segment only.

Sources. TechCrunch, Crunchbase News, CoinDesk, FinTech Futures, TechCabal, Disrupt Africa, EU-Startups, Tech Funding News, The Paypers, Fintech News Singapore, PR Newswire, IFC, company announcements.

Method and rules, common to all rankings →