Global segment ranking · Fintech › Banking

The world’s most valuable business accounts

Digital-first banks and account providers whose main customers are SMEs, freelancers and startups: business current accounts, cards and multi-currency accounts. Ranked worldwide by AI-estimated valuation. The market sets the value; our AI estimates it.

Edition 0 (beta) · Published September 29, 2026 Twice a yearNext edition: January 1, 2027· Claude · multi-AI consensus in a future edition· Published method· Order never changed by a human

Key metrics for this segment: business customers, revenue, profit. Figures as published by each company or the press, dated, not recalculated. The AIs weigh them alongside funding history and comparables.

Not in this segment. Consumer neobanks, spend management, SME lending, SME accounting and online payments each have their own segment. A company appears in one segment only. Method

The segment at a glance

9companies ranked

8companies on the radar

7countries in the ranking

2listed benchmarks

Sources: CNBC, Business Wire, PR Newswire, Crunchbase News, Sacra, Fintech Futures, FinTech Global, EU-Startups, Bloomberg Línea, Banking Dive, Bourse des Crédits, Tech Times, company announcements. Intention counters will be shown above a threshold of amount and number of Backers.

Rankings by region

Filter the ranking and the Radar. Ranks stay worldwide.

Global ranking · Business accounts

Top 9 Radar Challengers

First edition: no movements yet.

World · 9 ranked companies

#	Company	Last round · Key metrics	Estimated valuation (AI, order of magnitude)	Confidence	Invest
1	AirwallexSingapore · Asia-PacificSources: 1 · 2Is this your company? Report an error	Series H · USD 320M · Jun 2026676,000+ businesses (Jun 2026) · Revenue $1.3B annualized (Mar 2026) · Profit: n/d	Last known equity round: Series H · USD 320M · Jun 2026 (led by Addition) Published valuation: USD 11bn (Jun 2026) Confidence index: HighMethod	Solid sources	Declare an intent
2	MercuryUnited States · North AmericaSources: 1 · 2Is this your company? Report an error	Series D · USD 200M · May 2026300,000+ companies (Feb 2026) · Revenue $650M annualized (Sep 2025) · GAAP profitable, four consecutive years (2025)	Last known equity round: Series D · USD 200M · May 2026 (led by TCV) Published valuation: USD 5.2bn (May 2026) Confidence index: HighMethod	Solid sources	Declare an intent
3	QontoFrance · EuropeSources: 1 · 2 · 3Is this your company? Report an error	Series D · EUR 486M (~USD 552M) · Jan 2022600,000 customers (2026) · Revenue €495.4M (FY2025) · Net profit €92.8M (FY2025)	Last known equity round: Series D · EUR 486M (~USD 552M) · Jan 2022 (led by Tiger Global and TCV) Published valuation: EUR 4.4bn (~USD 5bn) (Jan 2022) Confidence index: MediumMethod	Partial sources	Declare an intent
4	TideUnited Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Primary and secondary investment · USD 120M · Sep 20252M members · Revenue: n/d · Profit: n/d · May 2026	Last known equity round: Primary and secondary investment · USD 120M · Sep 2025 (led by TPG (The Rise Funds)) Published valuation: USD 1.5bn (Sep 2025) Confidence index: HighMethod	Solid sources	Declare an intent
5	MoniepointNigeria · Sub-Saharan AfricaSources: 1 · 2Is this your company? Report an error	Series C extension (total Series C USD 200M+) · USD 90M · Oct 202510M+ business and personal customers (Oct 2025) · Revenue: n/d · Profitable (company statement) (2025)	Last known equity round: Series C extension (total Series C USD 200M+) · USD 90M · Oct 2025 (DPI (ADP III), Google Africa Investment Fund, Visa, LeapFrog, IFC) Published valuation: over USD 1bn (unicorn) (Oct 2024) Confidence index: MediumMethod	Partial sources	Declare an intent
6	FinomNetherlands · EuropeSources: 1Is this your company? Report an error	Series C · EUR 115M (~USD 133M) · Jun 2025125,000+ customers (Jun 2025) · Revenue Doubled in 2024 (amount not disclosed) (2024) · Profit: n/d	Last known equity round: Series C · EUR 115M (~USD 133M) · Jun 2025 (led by AVP; Headline, General Catalyst, Northzone) No confirmed published valuation Confidence index: LowMethod	Weak sources	Declare an intent
7	NovoUnited States · North AmericaSources: 1 · 2Is this your company? Report an error	Equity round · USD 35M · Nov 2022180,000+ small businesses (Nov 2022) · Revenue $20M projected (2022) · Profit: n/d	Last known equity round: Equity round · USD 35M · Nov 2022 (led by GGV Capital) Published valuation: USD 720M pre-money (Nov 2022) Confidence index: MediumMethod	Partial sources	Declare an intent
8	AspireSingapore · Asia-PacificSources: 1 · 2Is this your company? Report an error	Series C · USD 100M · Feb 202315,000+ businesses (2023) · Revenue Tripled year-on-year (amount not disclosed) (2023) · Profitable (since Q2 2023)	Last known equity round: Series C · USD 100M · Feb 2023 (led by Lightspeed and Sequoia Capital SEA) No confirmed published valuation Confidence index: LowMethod	Weak sources	Declare an intent
9	CoraBrazil · Latin AmericaSources: 1Is this your company? Report an error	Series B · USD 116M · 20211.7M customers (Q1 2026) · Revenue ~50% YoY growth (amount not disclosed) (Q1 2026) · Breakeven (2026)	Last known equity round: Series B · USD 116M · 2021 (led by Greenoaks; Tiger Global, Tencent) No confirmed published valuation Confidence index: LowMethod	Weak sources	Declare an intent

Ranking in descending order of AI-estimated valuation, based on public information, following a published method, with no human intervention on the order. Valuation ranges are indicative editorial estimates: neither a financial valuation, nor an offer, nor investment advice. Only the market sets a company’s value, through a funding round or a sale. Edition 0: produced by Claude (Anthropic); a consensus of several AI models will apply in a future edition. Eligibility: at least $1M raised including one equity round, non-listed company, main activity in this segment (business accounts, cards and multi-currency accounts for SMEs). Country shown is the country of main operations. Request a correction

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How to read this ranking

Rank

Companies are ranked by AI-estimated valuation, highest first. The market sets the value; our AI estimates it.

Range

An order of magnitude, never a figure.

Hundreds of k$
Millions $
Tens of M$
Hundreds of M$
Unicorn
Decacorn

Confidence

High: recent published valuation or round (under 24 months).
Medium: older data.
Low: single or unconfirmed source.

Full method →

Invest in business accounts, together

Uback aggregates investment intentions from business angels, family offices, corporates and sector specialists worldwide. Every ranked company already has professional investors on its cap table, who have negotiated a shareholders’ agreement: you don’t start from a blank page.

Strength in numbers

Alone, a small ticket opens no doors. Together, Backers carry weight.

Declare an intention

On a company or a sector, with a ticket range. Paid, to show you are serious; transferable as long as it has not been converted.

Critical mass is reached

When the number of Backers and the total of their intentions cross a threshold, the licensed partner contacts the company and presents this demand.

The licensed partner structures

If the company’s expectations and the Backers’ converge, the partner builds a transaction and presents it directly to the Backers concerned.

Closing

Capital raise or sale of existing shares: small tickets are pooled in a common vehicle set up by the licensed partner. Each Backer decides whether to take part.

Uback does not advise, does not negotiate, collects nothing. Each transaction is run by the licensed partner of the company’s country, under the law that governs its shares.

Get notified when intentions open What happens after my declaration? Intention declarations open once the licensed partner signs · price per ticket band · valid 12 months · transferable credit

Challengers

A registered company raising funds that is not in the ranking will be able, for a fee, to appear in a separate list labelled “Challengers”, for a set period, with a memo available to verified Backers. The listing has no effect on the ranking. Not open yet.

Sponsored space · no Challenger listed yet

Radar · known eligible companies, not ranked

Sorted by date of last round, with no judgement and no AI call.

Slash · United States · North AmericaApr 2026 · USD 100M
Baselane · United States · North AmericaOct 2025 · USD 34.4M
Found · United States · North AmericaJun 2024 · USD 46M
Relay · United States · North AmericaMay 2024 · USD 32.2M; May 2026: USD 50M growth investment from General Catalyst Customer Value Fund (non-equity)
NorthOne · United States · North AmericaOct 2022 · USD 67M
Open · India · Asia-PacificMay 2022 · USD 50M; Series D led by IIFL; unicorn status
Rho · United States · North AmericaDec 2021 · USD 75M; secondary market ask ~USD 350M (Mar 2026), unconfirmed
Lili · United States · North America2021 · USD 55M

Listed benchmarks

Not ranked: no intention is possible on a listed company.

Wise · United KingdomLSE · WISE
Payoneer · United StatesNasdaq · PAYO

Sources and method for this segment

Calendar. Global segment rankings are published twice a year. Next edition: January 1, 2027.

Eligibility. At least $1M raised including one equity round, non-listed company, main activity in this segment (business accounts, cards and multi-currency accounts for SMEs). A company appears in one segment only.

Sources. CNBC, Business Wire, PR Newswire, Crunchbase News, Sacra, Fintech Futures, FinTech Global, EU-Startups, Bloomberg Línea, Banking Dive, Bourse des Crédits, Tech Times, company announcements.

Method and rules, common to all rankings →