Global segment ranking · Fintech › Banking

The world’s most valuable consumer neobanks

Digital-first banks and e-money apps whose main activity is retail accounts, cards and savings for individuals. Ranked worldwide by AI-estimated valuation. The market sets the value; our AI estimates it.

Edition 0 (beta) · Published September 28, 2026 Twice a yearNext edition: January 1, 2027· Claude · multi-AI consensus in a future edition· Published method· Order never changed by a human

Not in this segment. Business accounts, brokers, mobile wallets and pure lenders each have their own segment. A company appears in one segment only. Method

The segment at a glance

20companies ranked

17companies on the radar

12countries in the ranking

9listed benchmarks

Sources: Bloomberg, Financial Times, Reuters, TechCrunch, Sifted, tech.eu, FinTech Futures, Banking Dive, PR Newswire, BusinessWire, Argaam, TechCabal, Disrupt Africa, DealStreetAsia, company announcements. Intention counters will be shown above a threshold of amount and number of Backers.

Rankings by region

Filter the ranking and the Radar. Ranks stay worldwide.

Global ranking · Consumer neobanks

Top 20 Radar Challengers

First edition: no movements yet.

World · 20 ranked companies

#	Company	Last round	Estimated valuation (AI, order of magnitude)	Confidence	Invest
1	RevolutUnited Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Secondary share sale · Jul 2026	Last known equity round: Secondary share sale · Jul 2026 (employees, new and existing investors) Published valuation: USD 115bn (Jul 2026) Confidence index: HighMethod	Solid sources	Declare an intent
2	MonzoUnited Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Secondary share sale · Oct 2024	Last known equity round: Secondary share sale · Oct 2024 (employees); last primary round in 2024: USD 610M in total, led by CapitalG Published valuation: USD 5.9bn (Oct 2024) Confidence index: HighMethod	Solid sources	Declare an intent
3	Starling BankUnited Kingdom · EuropeSources: 1 · 2Is this your company? Report an error	Equity round · GBP 272M (~USD 375M) · Mar 2021	Last known equity round: Equity round · GBP 272M (~USD 375M) · Mar 2021 (Fidelity, QIA, Millennium) No confirmed published valuation Confidence index: LowMethod	Weak sources	Declare an intent
4	PlataMexico · Latin AmericaSources: 1Is this your company? Report an error	Series C · USD 405M · Apr 2026	Last known equity round: Series C · USD 405M · Apr 2026 (led by Bicycle Capital) Published valuation: USD 5bn (Apr 2026) Confidence index: HighMethod	Solid sources	Declare an intent
5	OnePayUnited States · North AmericaSources: 1 · 2Is this your company? Report an error	Employee share buyback (secondary) · Jan 2026	Last known equity round: Employee share buyback (secondary) · Jan 2026 (backers: Walmart, Ribbit) Published valuation: USD 4bn (Jan 2026) Confidence index: HighMethod	Solid sources	Declare an intent
6	C6 BankBrazil · Latin AmericaSources: 1 · 2Is this your company? Report an error	JPMorgan stake increase to 46% · 2023	Last known equity round: JPMorgan stake increase to 46% · 2023 (terms undisclosed) Published valuation: BRL 11.3bn (~USD 2.2bn) (Dec 2020) Confidence index: LowMethod	Weak sources	Declare an intent
7	N26Germany · EuropeSources: 1Is this your company? Report an error	Series E · USD 900M · Oct 2021	Last known equity round: Series E · USD 900M · Oct 2021 (led by Third Point and Coatue) Published valuation: USD 9bn (Oct 2021) Confidence index: MediumMethod	Partial sources	Declare an intent
8	UaláArgentina · Latin AmericaSources: 1Is this your company? Report an error	Equity round · USD 195M · Mar 2026	Last known equity round: Equity round · USD 195M · Mar 2026 (led by Allianz X) Published valuation: USD 3.2bn (Mar 2026) Confidence index: HighMethod	Solid sources	Declare an intent
9	bunqNetherlands · EuropeSources: 1 · 2Is this your company? Report an error	Equity round · 2023	Last known equity round: Equity round · 2023 (amount to be confirmed) Published valuation: EUR 1.8bn (~USD 2.1bn) (2023) Confidence index: MediumMethod	Partial sources	Declare an intent
10	MayaPhilippines · Asia-PacificSources: 1Is this your company? Report an error	Equity round · USD 210M · Apr 2022	Last known equity round: Equity round · USD 210M · Apr 2022 (led by SIG) Published valuation: USD 1.4bn (Apr 2022) Confidence index: MediumMethod	Partial sources	Declare an intent
11	D360 BankSaudi Arabia · Middle East & North AfricaSources: 1 · 2Is this your company? Report an error	Capital increase · ~SAR 1.5bn (~USD 400M) · Jun 2026	Last known equity round: Capital increase · ~SAR 1.5bn (~USD 400M) · Jun 2026 (shareholders include Derayah and PIF) No confirmed published valuation Confidence index: MediumMethod	Partial sources	Declare an intent
12	Tyme GroupSouth Africa · Sub-Saharan AfricaSources: 1Is this your company? Report an error	Series D · USD 250M · Dec 2024	Last known equity round: Series D · USD 250M · Dec 2024 (led by Nubank) Published valuation: USD 1.5bn (Dec 2024) Confidence index: HighMethod	Solid sources	Declare an intent
13	CurrentUnited States · North AmericaSources: 1Is this your company? Report an error	Series E · USD 80M · Jun 2026	Last known equity round: Series E · USD 80M · Jun 2026 (led by Springcoast) Published valuation: USD 1.5bn (Jun 2026) Confidence index: HighMethod	Solid sources	Declare an intent
14	WeLabHong Kong · Asia-PacificSources: 1Is this your company? Report an error	Series D (equity and debt) · USD 220M · Jan 2026	Last known equity round: Series D (equity and debt) · USD 220M · Jan 2026 (investors include HSBC and Allianz X) Published valuation: USD 2bn (reported) (2021) Confidence index: MediumMethod	Partial sources	Declare an intent
15	StoriMexico · Latin AmericaSources: 1Is this your company? Report an error	Equity round · USD 105M · Aug 2024	Last known equity round: Equity round · USD 105M · Aug 2024 (led by Notable and BAI) Published valuation: USD 1.2bn (2022) Confidence index: MediumMethod	Partial sources	Declare an intent
16	ZopaUnited Kingdom · EuropeSources: 1Is this your company? Report an error	Equity round · GBP 68M (~USD 87M) · Dec 2024	Last known equity round: Equity round · GBP 68M (~USD 87M) · Dec 2024 (led by A.P. Møller Holding) Published valuation: over USD 1bn (Dec 2024) Confidence index: HighMethod	Solid sources	Declare an intent
17	KOHOCanada · North AmericaSources: 1Is this your company? Report an error	Equity round · CAD 130M (~USD 95M) · Jun 2026	Last known equity round: Equity round · CAD 130M (~USD 95M) · Jun 2026 (led by Mubadala and Savano) Published valuation: CAD 1.33bn (~USD 0.97bn) (Jun 2026) Confidence index: HighMethod	Solid sources	Declare an intent
18	Varo BankUnited States · North AmericaSources: 1Is this your company? Report an error	Series G · USD 123.9M · Feb 2026	Last known equity round: Series G · USD 123.9M · Feb 2026 (co-led by Warburg Pincus and Coliseum) Published valuation: ~USD 1.8bn (reported) (2023) Confidence index: MediumMethod	Partial sources	Declare an intent
19	NeonBrazil · Latin AmericaSources: 1Is this your company? Report an error	Series E extension · USD 129M · Jul 2025	Last known equity round: Series E extension · USD 129M · Jul 2025 (IFC and DEG) Published valuation: ~USD 1bn (Feb 2022) Confidence index: MediumMethod	Partial sources	Declare an intent
20	KlarMexico · Latin AmericaSources: 1Is this your company? Report an error	Series C · USD 190M · Jun 2025	Last known equity round: Series C · USD 190M · Jun 2025 (led by General Atlantic) Published valuation: USD 800M (Jun 2025) Confidence index: HighMethod	Solid sources	Declare an intent

Ranking in descending order of AI-estimated valuation, based on public information, following a published method, with no human intervention on the order. Valuation ranges are indicative editorial estimates: neither a financial valuation, nor an offer, nor investment advice. Only the market sets a company’s value, through a funding round or a sale. Edition 0: produced by Claude (Anthropic); a consensus of several AI models will apply in a future edition. Eligibility: at least $1M raised including one equity round, non-listed company, main activity in this segment (retail accounts, cards and savings for individuals). Country shown is the country of main operations. Request a correction

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Three perspectives, never just one

What the AIs think

For every edition, the same question is put to several AIs. The answers are merged into a consensus ranking, with a confidence index for each position. Edition 0 is established by a single AI; the consensus will come in a future edition.

What the experts argue

Analysts will soon be able to publish their own reading of a ranking. The AIs may take it into account; they alone decide the order.

What the money wants

The most sought-after companies: those gathering the most paid investment intentions. Aggregated amounts, never an individual intention.

Invest in consumer neobanks, together

Uback aggregates investment intentions from business angels, family offices, corporates and sector specialists worldwide. Every ranked company already has professional investors on its cap table, who have negotiated a shareholders’ agreement: you don’t start from a blank page.

Strength in numbers

Alone, a small ticket opens no doors. Together, Backers carry weight.

Declare an intention

On a company or a sector, with a ticket range. Paid, to show you are serious; transferable as long as it has not been converted.

Critical mass is reached

When the number of Backers and the total of their intentions cross a threshold, the licensed partner contacts the company and presents this demand.

The licensed partner structures

If the company’s expectations and the Backers’ converge, the partner builds a transaction and presents it directly to the Backers concerned.

Closing

Capital raise or sale of existing shares: small tickets are pooled in a common vehicle set up by the licensed partner. Each Backer decides whether to take part.

Uback does not advise, does not negotiate, collects nothing. Each transaction is run by the licensed partner of the company’s country, under the law that governs its shares.

Get notified when intentions open What happens after my declaration? Intention declarations open once the licensed partner signs · price per ticket band · valid 12 months · transferable credit

Challengers

A registered company raising funds that is not in the ranking will be able, for a fee, to appear in a separate list labelled “Challengers”, for a set period, with a memo available to verified Backers. The listing has no effect on the ranking. Not open yet.

Sponsored space · no Challenger listed yet

Radar · known eligible companies, not ranked

Sorted by date of last round, with no judgement and no AI call.

Slice · India · Asia-PacificSep 2026 · USD 100M
Tonik · Philippines · Asia-PacificJun 2026 · undisclosed (K2 Investments); December 2025: USD 12M
Lunar · Denmark · EuropeJan 2026 · EUR 46M
Djamo · Côte d’Ivoire · Sub-Saharan AfricaApr 2025 · USD 17M
Khazna · Egypt · Middle East & North AfricaFeb 2025 · USD 16M
Albo · Mexico · Latin AmericaSep 2023 · USD 40M
Timo · Vietnam · Asia-PacificJul 2023 · USD 10M
Telda · Egypt · Middle East & North AfricaOct 2022 · USD 20M
Niyo · India · Asia-PacificJul 2022 · USD 30M
Vivid Money · Germany · Europe2022 · EUR 100M
Lydia / Sumeria · France · Europe2022 · ~USD 100M
YAP · United Arab Emirates · Middle East & North Africa2022 · USD 41M
Jupiter · India · Asia-PacificDec 2021 · USD 86M
Kuda · Nigeria · Sub-Saharan AfricaAug 2021 · USD 55M
FairMoney · Nigeria · Sub-Saharan AfricaJul 2021 · USD 42M
Greenlight · United States · North AmericaApr 2021 · USD 260M
Albert · United States · North AmericaJan 2021 · ~USD 100M

Listed benchmarks

Not ranked: no intention is possible on a listed company.

Nubank (Nu Holdings) · BrazilNYSE · NU
SoFi · United StatesNasdaq · SOFI
Chime · United StatesNasdaq · CHYM
KakaoBank · South KoreaKOSPI
Dave · United StatesNasdaq · DAVE
K Bank · South KoreaKOSPI
Inter & Co · BrazilNasdaq · INTR
PicPay · BrazilNasdaq · PICS
Agibank · BrazilNYSE · AGBK

Sources and method for this segment

Calendar. Global segment rankings are published twice a year. Next edition: January 1, 2027.

Eligibility. At least $1M raised including one equity round, non-listed company, main activity in this segment (retail accounts, cards and savings for individuals). A company appears in one segment only.

Sources. Bloomberg, Financial Times, Reuters, TechCrunch, Sifted, tech.eu, FinTech Futures, Banking Dive, PR Newswire, BusinessWire, Argaam, TechCabal, Disrupt Africa, DealStreetAsia, company announcements.

Method and rules, common to all rankings →