YAP

Active#11 in United Arab Emirates

Provides a mobile banking app and banking-as-a-service platform offering digital accounts, cards and payments to consumers and businesses in the UAE and other emerging markets.

Fintech›digital banking app yap.com

HQDubai

Last roundSeries A · Jul 2022

Country of originUnited Arab EmiratesListed in the United Arab Emirates ranking

Where would you invest?United Arab EmiratesJurisdiction as cited by the ranking

Uback rankings

How the AI ranks →

Ranking	Tier	Rank	Edition	Next update
UAE · all sectors	Top 20	#11	Edition 0 · October 2026	13 Oct 2026
Consumer neobanks · worldwide	Radar	—	Edition 0 · Sep 2026	1 Jan 2027

Rank historyOct 2026 · #11First edition: no movements yet.

Estimated valuation

AI · UAE ranking

≈ USD 210MUSD 140–320M · Hundreds of M$

Hundreds of k$

Millions $

Tens of M$

Hundreds of M$

Unicorn

Decacorn

Hectocorn

Anchor: Last known equity round: Series A · USD 41M · Jul 2022
AI adjustment: None

An indicative editorial estimate produced by AI, imperfect by nature: neither a financial valuation nor investment advice. Only the market sets a company’s value. Method

Funding history

Date	Round	Amount	Type	Investors
Jul 2022	Series A	USD 41M	Equity	Aljazira Capital, Abu Dawood Group, Astra Group, Audacia Capital
2022	—	USD 41M	Equity	—

Rounds as cited by Uback’s rankings. Equity, debt and grants are shown separately; only equity rounds count towards the valuation anchor.

Independent analyses

By industry professionals & analysts

Industry professionals and financial analysts can publish their own analysis of YAP as a PDF. It must answer at least one of these four questions, and stick to them:

AI valuation: $210MUndervalued or overvalued?

Versus competitorsHow does it compare?

Who should acquire itStrategic buyers, and why

Who should it acquireAcquisition targets, and why

Publish an analysisName, role and LinkedIn shown · public sources only

Analyses are the opinion of their authors, not of Uback. They are checked before publication.

Invest

Back YAP whether or not it has agreed: your intention joins the pool on YAP, passed to the local partner once it reaches critical mass. Backing on Uback (pronounced “you back”) means declaring an Interest (free) or an Intention (coming soon). Backing does not mean that this company is raising funds or that a shareholder is selling shares, and it is not a commitment to invest. Any deal, through a funding round or a sale by an existing shareholder, is handled by a local partner.

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What the AI reads

Read by the AI at the next edition.

Comparable companies in UAE

Full UAE ranking →

Fasset#5Fintech › stablecoin banking & digital assetsUnicorn Alaan#10Fintech › spend managementHundreds of M$NymCard#13Fintech › card issuing & embedded financeHundreds of M$Qlub#16Fintech › restaurant paymentsHundreds of M$

Investors in YAP: Aljazira Capital · Abu Dawood Group · Astra Group · Audacia Capital

Last updated: Oct 2026Report an error

Uback is a content publisher and an aggregator of non-binding expressions of interest. It provides no investment advice, receives no mandate and takes part in no transaction. Rankings, ranges and brackets are editorial estimates produced by AI, purely indicative.