M-KOPA

Active#2 in Kenya

Estimated valuation · Pay-as-you-go asset financing · Kenya

Provides smartphones, solar systems, electric motorbikes and loans to underbanked customers in Africa on daily pay-as-you-go plans, building credit histories from mobile money repayments.

Fintech›pay-as-you-go asset financing m-kopa.com

Founded2011

HQNairobi

RaisedUSD 245M+

Last roundGrowth equity · Dec 2023

Country of originKenyaListed in the Kenya ranking

Where would you invest?KenyaJurisdiction as cited by the ranking

Estimated valuation

AI · Kenya ranking

≈ USD 280MUSD 190–430M · Hundreds of M$

Hundreds of k$

Millions $

Tens of M$

Hundreds of M$

Unicorn

Decacorn

Hectocorn

Anchor: Last known equity round: Growth equity · USD 55M · Dec 2023
AI adjustment: None

An indicative editorial estimate produced by AI, imperfect by nature: neither a financial valuation nor investment advice. Only the market sets a company’s value. Method

Uback rankings

How the AI ranks →

Ranking	Tier	Rank	Edition	Next update
Kenya · all sectors	Top 20	#2	Edition 0 · October 2026	23 Jan 2027

Rank historyOct 2026 · #2First edition: no movements yet.

Funding history

USD 245M+ raised in total

Date	Round	Amount	Type	Investors
Dec 2023	Growth equity	USD 55M	Equity	Sumitomo Corporation, Standard Bank, Lightrock, Generation Investment Management

Rounds as cited by Uback’s rankings. Equity, debt and grants are shown separately; only equity rounds count towards the valuation anchor.

Independent analyses

By industry professionals & analysts

Industry professionals and financial analysts can publish their own analysis of M-KOPA as a PDF. It must answer at least one of these four questions, and stick to them:

AI valuation: $280MUndervalued or overvalued?

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Who should acquire itStrategic buyers, and why

Who should it acquireAcquisition targets, and why

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What the AI reads

Read by the AI at the next edition.

Comparable companies in Kenya

Full Kenya ranking →

Cellulant#3Fintech › paymentsHundreds of M$Umba#9Fintech › digital bankTens of M$Turaco#13Fintech › insurtechTens of M$Pezesha#15Fintech › SME lendingTens of M$

Last updated: Oct 2026Report an error

Uback is a content publisher and an aggregator of non-binding expressions of interest. It provides no investment advice, receives no mandate and takes part in no transaction. Rankings, ranges and brackets are editorial estimates produced by AI, purely indicative.